American National Bankshares Inc. operates as the bank holding company for American National Bank and Trust Company that provides financial products and services. The company operates in two segments, Community Banking and Wealth Management. It accepts deposit products, including checking, money market, savings, and consumer and commercial time deposits. The company's loan products comprise commercial and residential real estate loans, commercial loans to small and medium-sized businesses, construction and land development loans, home equity loans, mortgage loans, and consumer loans. It also offers wealth management services, including estate planning, trust account administration, and retail brokerage services; investment management services, such as purchasing equity, fixed income, and mutual fund investments for customer accounts; online and telephone banking services; and insurance services, as well as operates 37 automated teller machines. As of December 31, 2021, the company operated 26 banking offices in south central Virginia and north central North Carolina; and one loan production office in Roanoke, Virginia. American National Bankshares Inc. was founded in 1909 and is based in Danville, Virginia.
History
Founded in 1891, American National Bank and Trust Company is a subsidiary of American National Bank Holding Company, Inc., which has been part of the Chicago banking landscape for over 125 years. Through a long history of steady growth and responsible management, the company has grown to become one of the largest community banks in the Chicago region.
Mission
At American National Bank and Trust Company, our mission is to provide our customers with quality banking services and products while delivering exceptional customer service.
Vision
To be the community bank of choice by delivering exceptional customer service, maintaining exceptional financial performance, expanding our customer base and nurturing relationships.
Key Team
Mr. John H. Settle Jr. (Exec. VP & Pres of Wealth Management)
Ms. Cathy W. Liles CAP (Sr. VP & Chief Accounting Officer)
Mr. William L. Kirby IV (SVP of American National Bank & Trust Co. and Market Pres of American National Bank & Trust Co.)
Ms. Lutheria Smith (Exec. VP & Chief HR Officer)
Mr. Charles T. Canaday Jr. (Exec. VP & Regional Pres of East Region)
Mr. Mark Atom Smith (Exec. VP & Chief Credit Officer)
Ms. Cynthia Vogler (Sr. VP)
Recognition and Awards
American National Bank and Trust Company has been repeatedly awarded the Five Star Superior rating from BauerFinancial and has also been named to Chicago magazine’s list of safest banks in the Chicago area.