Summary
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.
History
Atlanticus was founded in 1996 and provides a portfolio of integrated products and services designed to fulfill the needs of their customers. From personal loans and credit cards to merchant services and installation loans, the Company has provided credit solutions to customers.
Mission
Atlanticus’ mission is to create innovative financial solutions and services to our customers and provide them with access to the best financial products that meet their needs.
Vision
Atlanticus’ vision is to be a leader in its industries through the development of innovative products and services. We strive to make a positive impact on our customers, our industry, and our world.
Key Team
Mr. Mitchell C. Saunders (Chief Accounting Officer)
Mr. David Caruso (Chief Commercial Officer)
Mr. Brian Stone (Chief Data Science & Risk Officer)
Ms. Linda Brooks (Chief Technology Officer)
Mr. Kas Naderi (Chief Information Officer & Sr. VP of Technology Systems)
Ms. Rosalind Drakeford (Managing Counsel, Chief Compliance Officer & Corp. Sec.)
Mr. Matt Zalubowski (Sr. VP of Marketing)
Recognition and Awards
Atlanticus has won numerous industry awards, including the American Banker’s 2017 Best of Banking. In 2019 the company was recognized by the Technology in Business magazine for its innovative use of technology.
References
United States 
