Summary
LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
History
LexinFintech was founded in 2013 as Credit Ease, an online consumer financial services platform dedicated to providing innovative products for consumers in China.
Mission
Supporting financial inclusion in emerging markets by providing simple, transparent, and convenient consumer finance solutions.
Vision
To be the global leader in consumer finance, leveraging technology to enable the efficient delivery of financial services to the masses while promoting financial inclusion.
Key Team
Mr. Yong Lu (Chief Technology Officer)
Ms. Jamie Wang (Investor Relations Mang.)
Mr. Ming Zhao (Chief Marketing Officer)
Ms. Yunwen Yang (Chief HR Officer)
Mr. Yan Zeng (Sr. Consultant)
Mr. Jianbin Huang (VP, CEO Assistant & Chairman of Lexin Philanthropy)
Mr. Qian Qiao (Chief Financing Cooperation Officer & Director)
Recognition and Awards
LexinFintech has won the Forbes China’s Top 50 FinTech Company in 2019, PCMag Best Online Financial Services Platform in 2018, and Money 20/20 Asia Innovator Innovation Award in 2018.
References