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Jeff Ishbia started United Wholesale Mortgage in 1986 as a side project from his career as an attorney, initially calling the company Shore Mortgage before changing the name to United Wholesale Mortgage.In 2002, United Wholesale Mortgage was established as a subsidiary, of United Shore Financial Services. In 2013, Mat Ishbia was named President and CEO.In 2019, the company purchased a second building across the street in Pontiac, Michigan, to connect the two buildings totaling their square footage to over 1.5 million square feet of space. In November of 2020, expanded its Pontiac campus with the purchase of the UWM Sports Complex facility for $23.3 million.