Upstart

#4254

Rank

$2.67B

Marketcap

United States

Country

Leadership team

Ms. Anna M. Counselman (Co-Founder & Sr. VP of Bus. Operations)

Mr. David J. Girouard (Co-Founder, Pres, CEO & Chairperson of the Board)

Mr. Paul Gu (Co-Founder, CTO & Director)

Products/ Services

Credit, Financial Services, FinTech, Lending

Number of Employees

1,000 - 20,000

Headquarters

San Carlos, California, United States

Established

2012

Company Registration

SEC CIK number: 0001647639

Net Income

5M - 20M

Revenue

500M - 1B

Traded as

UPST

Social Media

URL

https://www.upstart.com

Overview

Location

Recognition and Award

References

Summary

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

History

Founded in 2012, Upstart began as a pioneering effort to create smarter lending powered by artificial intelligence and machine learning. After developing its proprietary Upstart Platform, which predicts credit risk more accurately than traditional lending models, Upstart was one of the first platforms to offer loans without requiring a co-signer or collateral,

Mission

Our mission is to enable effortless credit based on true risk. Why? Because credit really matters. Money is a fundamental ingredient of life, and unless you’re in the few percent of Americans with significant wealth, the price of borrowing affects you everyday. Through all of history, affordable credit has been central to unlocking mobility and opportunity.

Vision

To revolutionize the lending industry by leveraging technology and data science to help people access credit and create better financial outcomes.

Key Team

Natalia Mirgorodskaya (Corp. Controller)

Ms. Pavi Ramamurthy (Chief Information Security Officer)

Mr. Sanjay Datta CFA (Chief Financial Officer)

Mr. Jason Schmidt (VP of Investor Relations)

Ms. Annie Delgado (Chief Compliance Officer)

Mr. Scott Darling (Chief Legal Officer & Corp. Sec.)

Recognition and Awards

Upstart has been recognized with multiple industry awards, including being named one of Entrepreneur Magazine's 2018 Best Company Cultures and one of the 2017 Forbes Fintech 50 Companies.