Upstart

Summary

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

History

Founded in 2012, Upstart began as a pioneering effort to create smarter lending powered by artificial intelligence and machine learning. After developing its proprietary Upstart Platform, which predicts credit risk more accurately than traditional lending models, Upstart was one of the first platforms to offer loans without requiring a co-signer or collateral,

Mission

Our mission is to enable effortless credit based on true risk. Why? Because credit really matters. Money is a fundamental ingredient of life, and unless you’re in the few percent of Americans with significant wealth, the price of borrowing affects you everyday. Through all of history, affordable credit has been central to unlocking mobility and opportunity.

Vision

To revolutionize the lending industry by leveraging technology and data science to help people access credit and create better financial outcomes.

References

https://en.wikipedia.org/wiki/Upstart_Holdings

https://in.investing.com/equities/upstart-holdings-inc

https://finance.yahoo.com/quote/UPST/profile?p=UPST

https://www.comparably.com/companies/upstart/mission

https://www.crunchbase.com/organization/upstart

https://sec.report/CIK/0001647639

https://companiesmarketcap.com/

https://www.upstart.com

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