What to Do in Florida If Your Employer Doesn’t Report Your Workplace Injury

Workplace injuries can happen in any job, and Florida law requires employers to report them. When an employee is hurt on the job, the employer must notify their workers' compensation insurance carrier. This ensures that the injured worker can receive benefits for medical treatment and lost wages. However, some employers fail to report workplace injuries. They may try to avoid increased insurance costs or deny that the injury happened at work. When this occurs, the injured worker is left without the support they need. Knowing what steps to take can help protect a worker’s rights.

Understanding an Employer’s Responsibility

Florida law requires employers to report workplace injuries to their insurance company within seven days of being notified. This rule applies to any injury that requires medical attention or causes missed work. The employer should inform the injured worker about their rights under workers' compensation. If an employer fails to report the injury, they are violating state law. This can create serious challenges for the injured worker, who may struggle to access medical care or lost wage benefits. Some employers may even pressure workers not to file a claim at all. When an employer does not follow the law, the worker has options to protect their rights.

Reporting the Injury Yourself

If an employer refuses to report an injury, the worker can take action. Florida law allows employees to report their injuries directly to the workers' compensation insurance carrier. This can be done by contacting the insurance company listed on workplace posters or by reaching out to the Florida Division of Workers' Compensation. Medical records and witness statements can help support the claim. Make sure to explain when and how the injury happened in your report.

What Happens if the Claim Is Denied?

When an employer fails to report an injury, it can lead to complications with the claim. The insurance company may delay or deny benefits, arguing that the injury was not properly reported. A worker who receives a denial should not give up. They have the right to challenge the decision by requesting a hearing with the Florida Office of the Judges of Compensation Claims. This process allows an injured worker to present evidence and argue their case. Many workers find it helpful to have legal representation to improve their chances of success. A denied claim does not mean the worker is not entitled to benefits.

Legal Options for Injured Workers

Workers who face obstacles in receiving benefits have legal options. If an employer refuses to report an injury, they could face legal consequences in Florida. A lawyer can help collect evidence, talk to the insurance company, and handle the paperwork. In some cases, a worker may also have grounds for a lawsuit if their employer acted in bad faith. Employers who punish workers for filing claims can face extra penalties. Workers' compensation is meant to protect employees, and legal action can help uphold those protections. Seeking legal help can make a significant difference in obtaining benefits.

Florida law requires employers to report workplace injuries, but some fail to follow the rules. When an employer does not report an injury, the worker must take steps to protect their rights. Reporting the injury directly to the insurance company is often the first step in securing benefits. If a claim is denied or delayed, there are legal options available. A lawyer can help injured workers challenge a denial and fight for the benefits they deserve. No worker should be left without medical care and financial support after an on-the-job injury. Taking the right steps can make the claims process smoother and ensure proper compensation. Workers should not have to struggle alone when their employer fails to act.