Evans Bancorp

Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. It operates in two segments, Banking Activities and Insurance Agency Activities. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, including direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consisting of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company sells various premium-based insurance policies, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability, and long-term care coverage, as well as provides claims adjusting services to various insurance companies; and non-deposit investment products, such as annuities and mutual funds. It operates through a total of 21 full-service banking offices in Erie County, Niagara County, Monroe County, and Chautauqua County, New York. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.

We are here to improve the lives of our customers, colleagues, and communities. By continuously delivering exceptional value and unparalleled service, we will succeed for our customers, shareholders and each other.

We strive to be the premier community financial service provider in our markets by delivering outstanding products; safe, sound, responsive, and reliable banking services; and unbelievably friendly customer service.

Evans Bank has been awarded for numerous accolades, including being named a “Top 10 Community Bank” by S&P Global Markets in 2015, being one of the only community banks in the United States to receive the Bauer Financial Star Rating of 5 out of 5 in 2016, and repeatedly being named one of the “Best Places to Work” in Western New York by Buffalo Business First in recent years.