Farmers & Merchants Bancorp operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals. The company accepts various deposit instruments, including checking, savings, money market, time certificates of deposit, and individual retirement accounts. It also offers range of lending products comprising commercial, commercial and residential real estate, real estate construction, agribusiness, and consumer loans, as well as equipment leases and credit card services; commercial products, including term loans, lines of credit and other working capital financing, and letters of credit; and financing products, such as automobile financing, home improvement, and home equity lines of credit. In addition, the company provides various specialized services consisting of credit card programs for merchants, lockbox and other collection services, account reconciliation, investment sweep, online account access, and electronic funds transfers through domestic and international wire and automated clearinghouse; and online banking services. Further, it offers investment products, such as mutual funds and annuities. The company serves its customers through 29 full-service branches and 3 stand-alone automated teller machines in the mid Central Valley of California, including Sacramento, San Joaquin, Solano, Stanislaus, and Merced counties, as well as the east region of the San Francisco Bay Area comprising Napa, Alameda, and Contra Costa counties. Farmers & Merchants Bancorp was founded in 1916 and is headquartered in Lodi, California.
F&M Bancorp is a multi-bank holding company organized in the State of Ohio in 1995 and has been subject to the provisions of the Bank Holding Company Act since that time. Its main banking subsidiary, The Farmers & Merchants State Bank, was established on April 28, 1910. F&M Bank is one of the largest independent banking organizations in Ohio, offering deposit and loan services to customers in Logan, Champaign, Franklin and Delaware counties.
Our mission is to develop, nurture and strengthen long-term relationships with individuals, businesses and communities by providing the best investments and personal financial services available.
Our vision is to be the leading provider of superior financial services nationwide. We strive to achieve this by delivering unmatched customer service, utilizing modern technology, investing in our team, and driving innovative ideas.
Kyle E. Koelbel (Exec. VP & Enterprise Risk Officer)
Charles F. Broom (Sr. VP & Director of HR)
Mr. Jay J. Colombini (Exec. VP & Chief Credit Officer)
Mr. Ryan J. Misasi (Exec. VP & Retail Banking Division Mang.)
Mr. David M. Zitterow (Exec. VP & Director of Banking)
F&M Bancorp has received several awards for its accomplishments, including recognition for superior community service, innovative technology, and as an exceptional family bank.
United States 