Fleximize

Fleximize, a distinguished digital business lender headquartered in Ipswich, Suffolk, has been at the forefront of providing flexible financial solutions for small and medium-sized enterprises (SMEs) in the UK since its establishment in 2014. With a mission to empower small businesses, Fleximize has garnered numerous awards, including being voted the UK's Best Business Finance Provider twice by its customers and achieving an impressive 4.9/5 rating on Trustpilot. The company stands out for its commitment to flexibility, offering loans with features like top-ups, repayment holidays, and no early settlement fees as standard, ensuring ongoing support for businesses, even in the face of changing circumstances.

Since its inception, Fleximize has played a pivotal role in supporting thousands of businesses across diverse sectors, ranging from professional services to hospitality, by providing millions in loans. The company's dedication to the growth plans of SMEs, coupled with its emphasis on financial flexibility, has established Fleximize as a trusted partner for businesses seeking innovative and tailored financial solutions in the dynamic landscape of the UK business ecosystem.

Fleximize, a distinguished business finance provider, has solidified its position as a leader in the industry since its inception in 2014. Recognized as the UK's Best Business Finance Provider at the British Bank Awards in 2018, Fleximize has made a substantial impact on the SME landscape, having lent over £250 million to businesses across the UK. An impressive testament to customer satisfaction is the fact that approximately two-thirds of their previous clients return for additional financing.

Fleximize specializes in offering flexible business loans, both unsecured and secured, ranging from £5,000 up to £500,000, with repayment terms spanning from 3 to 48 months. Their flagship product, Flexiloan, caters to businesses with over 12 months of trading history, providing substantial loans ideal for long-term growth plans. On the other hand, Flexiloan Lite targets early-stage businesses trading for at least 6 months, offering a shorter-term cash injection solution with loan amounts and terms adjusted accordingly.

Both Flexiloan and Flexiloan Lite feature unsecured or secured options, providing businesses with the flexibility to choose based on their specific needs. Importantly, Fleximize stands out by maintaining a commitment to transparency, ensuring no hidden fees such as setup costs or arrangement fees. Furthermore, they offer penalty-free early repayment, reinforcing their customer-centric approach.

Qualifying for funding with Fleximize requires that the applying company has actively traded for at least six months and maintains a minimum monthly turnover of £5,000. While credit history is considered, Fleximize's assessment also takes into account the business's trading history and its financial capacity. The application process is streamlined into three simple steps: an online application, a consultation with a dedicated relationship manager who tailors a bespoke proposal, and finally, the swift disbursement of funds, often within hours of signing the finance agreement. Fleximize's commitment to efficiency, transparency, and personalized service positions them as a reliable partner for businesses seeking financial support to fuel their growth and success.

Fleximize's mission goes beyond the conventional corporate norm, aiming to engage and resonate with business owners in an innovative and interactive manner. Unlike typical static mission statements, Fleximize has transformed its dedication to empowering SMEs into an immersive HTML 5 scalable vector graphics (SVG) animation. 

Crafted by the creative agency Intacto, this unique approach has not only garnered accolades such as awwwards and cssdesignawards but also sets a new standard for communicating corporate values. The mission revolves around the 'Fleximize Squad,' a concept that vividly illustrates the lender's commitment to understanding the visions of business owners. Through interactive content and engaging games, users experience firsthand how Fleximize's personalized approach mirrors the way they handle funding applications, emphasizing the importance of truly knowing each customer. 

This approach, coupled with a blend of a trendy retro look and an old-school ethos, reinforces Fleximize's commitment to swift online service, speedy lending decisions, and affordable loans. Beyond lending, Fleximize aspires to inspire businesses to reflect on their own missions, fostering creativity and potential.

Fleximize's vision is centred around a commitment to flexibility and holistic support for businesses. The core of their lending approach lies in providing loans with essential features like top-ups, repayment holidays, and no early settlement fees as standard. Recognizing that successful business management extends beyond financial considerations, Fleximize goes further by offering a range of complimentary services, including the Member Marketplace and Knowledge Hub, designed to empower UK businesses in their growth journey. 

This comprehensive and supportive approach has garnered acclaim for Fleximize, exemplified by being honoured as the Best Business Finance Provider at the British Bank Awards on two occasions. The vision reflects a dedication to innovation and a holistic understanding of the diverse needs of UK SMEs, positioning Fleximize as a champion for businesses seeking not only financial support but also a strategic partner invested in their overall success and growth.

Fleximize offers a range of innovative financial products and services designed to cater to the diverse needs of small and medium-sized enterprises (SMEs) in the UK. As a multi-award-winning digital business lender based in Ipswich, Suffolk, Fleximize has positioned itself as a reliable and flexible partner for businesses seeking funding solutions. Here's an overview of Fleximize's key products and services:

Flexiloan:

• Target Audience: For businesses trading for 12+ months.
• Loan Range: £5,000 to £500,000.
• Terms: 12 to 48 months.
• Rates: Starting from 0.9% per month.
• Options: Both unsecured and secured borrowing options are available.
• Features: Quick decisions within 24 hours, top-ups, repayment holidays, and a Penalty-Free Promise, ensuring clients only pay interest for the time they have the loan.

Flexiloan Lite:

• Target Audience: For businesses trading for 6+ months.
• Loan Range: £5,000 to £500,000.
• Terms: 3 to 12 months.
• Rates: Starting from 1.9% per month.
• Options: Offers both unsecured and secured borrowing options.
• Features: Quick decisions within 24 hours, top-ups, repayment holidays, and a Penalty-Free Promise for cost-effective early repayments.

Flexible Funding Features:

• Unsecured or Secured Options: Both Flexiloan and Flexiloan Lite can be tailored as either unsecured or secured, providing flexibility based on business needs.
• Competitive Rates: Fleximize offers competitive rates starting from 0.9% per month. Returning clients benefit from the Loyalty Pledge, promising lower rates or £100 cashback for subsequent loans.
• Quick Decisions: The company commits to providing decisions, and sometimes funds, within 24 hours, allowing businesses to respond promptly to opportunities.
• Top-ups and Repayment Holidays: Recognizing the dynamic nature of business, Fleximize allows top-ups and repayment holidays during the loan term.
• Penalty-Free Early Repayment: With the Penalty-Free Promise, clients only pay interest for the duration they hold the loan, encouraging early repayments without additional costs.
• Transparent Terms: Fleximize prides itself on transparency, ensuring clients never encounter hidden fees or unclear terms in their loan agreements.

Customer-Centric Approach:

• Personalized Service: Fleximize emphasizes a personal touch, assigning dedicated relationship managers to understand the unique needs of each client. Clients are greeted by the same point of contact for ongoing support.
• Customer Recognition: The company's commitment to excellent customer service is reflected in accolades such as being named the UK's Best Business Loan Provider at the Business Moneyfacts Awards 2023 and a Trustpilot rating of 4.9 out of 5.

Support for Various Business Types:

• Tailored Funding: Fleximize's funding solutions cater to different business philosophies, including Problem Solvers, Local Heroes, Cash Flow Wizards, Number Crunchers, Big Thinkers, and Quick Movers. This ensures that businesses of all types can find support tailored to their specific needs.

Fleximize's comprehensive suite of products and services underscores its commitment to providing flexible, transparent, and customer-centric financial solutions to empower the growth and success of SMEs in the UK.