Miriam Wohlfarth

CEO and Founder of Banxware

Miriam Wohlfarth is an esteemed figure in the fintech industry and a seasoned entrepreneur. She founded Ratepay, one of the pioneering fintech firms in Germany, and is now leading Banxware, a venture set to revolutionize the European lending sector. Miriam is a strong advocate for innovation and collaboration in the startup ecosystem and serves on several advisory boards and initiatives. Additionally, her passion for digital education is commendable, as demonstrated by her role on the supervisory board of Talentsconnect AG. Miriam's unwavering entrepreneurial spirit and commitment to innovation and education have cemented her position as a true trailblazer in the fintech industry.


Miriam Wohlfarth is a distinguished figure in the fintech industry, known for her entrepreneurial prowess and pioneering work in digital finance. She is a serial fintech founder and has been at the forefront of the industry for many years, having founded one of the first fintech companies in Germany, the payment service provider Ratepay. Her latest venture, Banxware, which she founded in 2020, is set to revolutionize the European lending sector and enable platforms to offer banking products.

Miriam is deeply committed to the startup ecosystem, and her passion for entrepreneurship has led her to serve on various advisory boards and initiatives aimed at fostering innovation and collaboration in the industry. She is the chair of the BMWi's Young Digital Economic Advisory Board, a prestigious position that reflects her knowledge and expertise in the field. Additionally, she is a shareholder in Startup Teens, a platform that empowers young entrepreneurs, and a columnist for Wirtschaftswoche, where she shares her insights on the latest developments in fintech and entrepreneurship.

Miriam's dedication to digital education is also notable. She firmly believes that education is the key to unlocking the full potential of digital innovation, and she has worked tirelessly to promote digital education initiatives. In recognition of her contributions to this field, she serves as a supervisory board member at Talentsconnect AG, an organization that focuses on digital education and training.

Throughout her career, Miriam has been a driving force in the fintech industry, and her work has helped to shape the landscape of digital finance in Germany and beyond. Her entrepreneurial spirit, coupled with her commitment to innovation and education, make her a true trailblazer in the industry.


Miriam Wohlfarth is a visionary entrepreneur who is passionate about driving innovation in the fintech industry. Throughout her career, she has demonstrated a clear vision for the future of digital finance, and her work has been characterized by a relentless pursuit of this vision.

At the heart of Miriam's vision is a belief in the power of technology to transform the financial industry. She sees technology as a force for good, enabling greater access to financial services, reducing costs, and increasing efficiency. This belief has driven her to create fintech companies that challenge traditional banking models and offer innovative solutions to longstanding problems.

Miriam Wohlfarth
CEO and Founder of Banxware
Known for
Serial Fintech Founder, CEO, Author
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Mon Feb 26 2024

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