Oconee Financial Corporation operates as the bank holding company for Oconee State Bank that provides a range of commercial and consumer banking products and services to consumers, businesses, and communities. The company offers various deposit products, including checking, savings/money market, and individual retirement accounts, as well as certificates of deposits. It also provides loans comprising consumer, construction, commercial, small business administration, and mortgage loans; lines of credit; and debit and credit cards. In addition, the company offers bill pay, electronic statements, safe deposit box, overdraft protection, stop payment, wire transfer, mobile and remote deposit, ACH advantage, merchant card, check recovery, mobile text banking, and investment services; and online, mobile, and telephone banking services. It operates thee full-service financial centers in Oconee County; one full-service financial center in Gwinnett County; one limited service loan production office in Athens/Clarke County; one financial center in Bogart; one financial center located on Experiment Station Road, which serves the Butler's Crossing community; one financial center located on North Brown Road in Lawrenceville; and one loan production office located in One Press Place in downtown Athens; and three automated teller machines located in Oconee County. Oconee Financial Corporation was founded in 1960 and is headquartered in Watkinsville, Georgia.
At Oconee State Bank, our mission is to help our customers achieve their financial goals and provide excellent service through our quality products, experienced staff and professional advice.
Our vision is to be the financial institution of choice in our local communities, by providing our customers with the best products and services available and the financial security they need to succeed.
Ms. Cristi J. Donahue (Exec. VP & Chief Admin. Officer)
Mr. Philip A. Bernardi (Exec. VP & Chief Banking Officer)
Oconee State Bank has been honored with numerous awards and recognition, including a Top 200 Community Bank in the US as honored by American Banker in 2016 and one of the 'Best Banks to Work For' by American Banker in 2020.
