Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of twenty-seven offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The company was founded in 1907 and is headquartered in Williamsport, Pennsylvania.
Penns Woods Bancorp, Inc. began operations in 1925 with the establishment of a branch office of The Mellon National Bank located in St. Marys, Pennsylvania. In 1946, after the death of Harold L. Smith, the sole owner of the branch office, the stockholders acquired the St. Marys Bank and named it Jersey Shore State Bank. In 1995, the Bank formed a holding company, Penns Woods Bancorp, Inc., and conducted an Initial Public Offering of 2.6 million shares of common stock.
Our mission is to position our customers for success through innovative financial solutions, strategic thinking, and exceptional service.
Mr. Jack W. Jones (Sr. VP & Chief Banking Officer)
Ms. Michelle M. Karas CFMP, PCm (Sr. VP, Sec. & Chief Data Officer)
Mr. Mark Beatty (Chief Information Officer & Sr. VP)
Ms. Christine M. Barto (Sr. VP & Chief HR Officer)
Mr. William V. Mauck (SVP of Deposit Ops)
Ms. Roxanna Chapman (Sr. VP of Loan Operations)
Penns Woods Bancorp, Inc. and its subsidiaries have been recognized with a number of awards, including being named the 'Best Bank in Pennsylvania' for four consecutive years in The Williamsport Sun-Gazette's 'High Five Program,' receiving a 5-star rating from Bauer Financial, Inc., and earning a Health Information Trust Alliance award for Security HIE Excellence.
United States 