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On February 7, 1919, by the order of the Head of State Józef Pi?sudski, the Postal Savings Bank was created. Its first director was appointed on December 28, 1919, Hubert Linde. For many years during the Second Polish Republic, Henryk Gruber was the president of the PKO. With time, a bank's head office was established in Warsaw with headquarters at ul. ?wi?tokrzyska 31/33 and the first local branches: in Kraków, Lwów, ?ód?, Pozna? and Katowice. The first goal of the PKO was to introduce the Polish zloty into circulation instead of the Polish mark . From 1920, the bank had a legal personality as a state institution. The employees of the funds were associated in the Association of Postal Savers Workers, which had their own wheels at larger branches, e.g. in Warsaw, in ?ód?.During the German occupation of Poland, in the Second World War, Bank Polski operated under German management.
In 1945, the cash register activity was resumed. On January 1, 1950, the Postal Savings Fund was liquidated, and its agencies were taken over by the General Savings Bank . In 1974, the PKO offer was enriched with a savings and settlement account for natural persons .
From 1975 to 1987, the PKO branches operated within the structures of the National Bank of Poland, retaining their identity.
On November 1, 1987, PKO Bank Polski became an independent bank again, as part of the economic reforms implemented by the communist government of Poland in its last years.
In 2019, they were announced the title sponsor for the Polish Ekstraklasa.
