PKO Bank Polski

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna provides banking services in Poland, Ukraine, Sweden, the Czech Republic, Ireland, and Germany. Its Retail segment offers current and savings accounts, term deposits, private and electronic banking services, investment and insurance products, credit and debit cards, and consumer and mortgage loans, as well as corporate loans to firms and enterprises, developers, cooperatives, and property managers. The company's Corporate and Investment segment provides current accounts, term deposits, currency products and derivatives, leasing and factoring, and safekeeping of securities services. This segment is also involved in financing large investment projects; the issuance of non-treasury securities; and provision of investing and brokerage services, interbank transactions, derivatives and debt securities transactions, as well as in real estate development and management activities. The company also offers investment and pension fund management; transfer agent; life, other personal, and property insurance; financial; leasing and lending; and IT specialist outsourcing and business support services, as well as fleet management and debt collection services. Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna was founded in 1919 and is based in Warsaw, Poland.


On February 7, 1919, by the order of the Head of State Józef Pi?sudski, the Postal Savings Bank was created. Its first director was appointed on December 28, 1919, Hubert Linde. For many years during the Second Polish Republic, Henryk Gruber was the president of the PKO. With time, a bank's head office was established in Warsaw with headquarters at ul. ?wi?tokrzyska 31/33 and the first local branches: in Kraków, Lwów, ?ód?, Pozna? and Katowice. The first goal of the PKO was to introduce the Polish zloty into circulation instead of the Polish mark . From 1920, the bank had a legal personality as a state institution. The employees of the funds were associated in the Association of Postal Savers Workers, which had their own wheels at larger branches, e.g. in Warsaw, in ?ód?.During the German occupation of Poland, in the Second World War, Bank Polski operated under German management.

In 1945, the cash register activity was resumed. On January 1, 1950, the Postal Savings Fund was liquidated, and its agencies were taken over by the General Savings Bank . In 1974, the PKO offer was enriched with a savings and settlement account for natural persons .

From 1975 to 1987, the PKO branches operated within the structures of the National Bank of Poland, retaining their identity.

On November 1, 1987, PKO Bank Polski became an independent bank again, as part of the economic reforms implemented by the communist government of Poland in its last years.

In 2019, they were announced the title sponsor for the Polish Ekstraklasa.

We realize corporate social responsibility in many areas as a commitment to employees, the market, society and the environment

We realize corporate social responsibility in many areas as a commitment to employees, the market, society and the environment

Key Team

Mr. Pawel Gruza (VP of the Management Board & CEO)

Mr. Bartosz Drabikowski (VP of Management Board - Fin. & Accounting Area)

Mr. Marcin Eckert (VP of Management Board - Corp. Banking & Investment Banking Area)

Mr. Maciej Brzozowski (Deputy CEO and VP of the Mgmt Board - Analyzes, Bus. & Enterprise Banking & Affluent Client Area)

Mr. Artur Kurcweil (Deputy CEO of IT & VP of the Management Board)

Ms. Lidia Wilk (Investor Relations Professional)

Mr. Wojciech Iwanicki (VP of Management Board - Admin. Area)

Recognition and Awards
PKO Bank Polski has been awarded numerous accolades in recent years, including Best Bank in Poland from Global Finance in 2020, Best Bank in Poland from The Banker in 2019, and Best Investment Bank in CEE from Global Finance in 2019.

PKO Bank Polski
Leadership team

Mr. Piotr Mazur (VP of Management Board & Chief Risk Officer)

Mr. Mieczyslaw Krol (VP of the Management Board - Operations Area)

Mr. Maks Kraczkowski (VP of the Management Board - Retail Market, Enterprises & International Banking Area)

Products/ Services
Banking, Financial Services
Number of Employees
20,000 - 50,000
Warszawa, Mazowieckie, Poland
Net Income
500M - 1B
Above - 1B
Traded as
Social Media

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