Spandana Sphoorty Financial

Spandana Sphoorty Financial Limited engages in the microfinance business in India. It provides income generation loans for low-income households; loans against the property; personal loans for business development, purchase of livestock, house construction/renovation, and other needs; gold loans for agriculture, business, and short-term liquidity needs; and interim loans, as well as business loans. The company also offers loans for women to expand their existing income-generating activities, smoothening household cash flows, and acquiring productive assets. It serves low-income customers in semi-urban and rural areas with approximately 1,049 branches. The company was founded in 1998 and is based in Hyderabad, India.

Our mission is to provide financial access to underserved sections of the society in India and to reduce financial exclusion. We strive to provide these underserved sections with financial products and services to ensure their financial inclusion and financial stability.

Our vision is to be the most trusted and the most preferred financial services provider for the underserved customers in the country. We strive to facilitate access to financial products and services for the financially excluded population in the country.

Spandana Sphoorty Financial Limited has been bestowed with various awards, such as ‘Microfinance India Awards’, ‘Award for Excellence in MSME Financing’, ‘Most Innovative Financial Intermediary’, ‘Best Financial Inclusion Company’ and ‘India’s Most Valuable Companies’.