Village Bank

Village Bank and Trust Financial Corp. primarily operates as the bank holding company for Village Bank that provides banking and related financial services to small and medium sized businesses, professionals, and individuals. It operates in two segments, Traditional Commercial Banking and Mortgage Banking. The company accepts checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and other depository services. It also offers secured and unsecured commercial business loans for various purposes, such as funding working capital needs, business expansion, and purchase of equipment and machinery; loans for acquiring, developing, constructing, and owning commercial real estate properties; and secured and unsecured consumer loans for financing automobiles, home improvements, education, and personal investments, as well as originates mortgage loans, real estate construction loans, and acquisition loans for sale in the secondary market. In addition, the company offers online and mobile banking, and remote deposit capture services for business clients. It provides its products and services through nine full-service branch banking offices and a mortgage loan production office in Central Virginia in the counties of Chesterfield, Hanover, Henrico, Powhatan, James City, and Richmond City. The company was founded in 1999 and is headquartered in Midlothian, Virginia.

Village Bank’s mission is to create a financial environment that is tailored to the individual and small business customers in our community. We believe in creating value for both our customers and our shareholders through exceptional personalized service, meaningful advice and diverse banking products.

The vision of Village Bank is to be an integral part of our community by providing superior banking services that enable people to make smart financial decisions that will improve their lives and build a better future.

Village Bank has earned numerous awards, including the Best Financial Institution Award by Reader’s Choice in 2019, the Best Bank for Small Businesses in 2017 and the Best Bank for Technology Innovation in 2018.