Xavier Gomez

Xavier Gomez is a Fintech speaker and writer and regularly writes about the future of banking, fintech and emerging trends in finance, and trading. An expert in the digital economy and more specifically innovations in finance. Xavier Gomez is a banker with expertise in Private Equity (Venture Capital), wealth management and a sharp interest in disruptive Finance inclusion and Regulation.

Xavier Gomez is the founder & COO of INVYO, a SaaS company that uses machine learning and Natural Language Processing (NLP) to help financial institutions see tomorrow's opportunities in Fintech. As a banker, Xavier has been sharing his vision of the sector with industry pioneers over the past 18+ years. In 2000, he started his career at Credit Suisse (private banking) in Paris as a portfolio management consultant (2000-2004), selling structured products in Zurich, Switzerland (2005-2007), as assistant vice president in charge of Investment Consulting in Paris (2007 - 2008), Vice President in charge of Investment Consulting (2009 - 2013) in Paris, Director and Treasurer in charge of investment and trading in Paris. From 2016 to 2019, he became Global Multi-Asset Portfolio Manager and Asset Allocator at Pictet & Cie.

Xavier Gomez is a co-chief editor of Techfoliance (Global Fintech Intelligence) by Invyo. Techfoliance Europe is a provider of FinTech insights and analysis. We partner with the best experts and entrepreneurs in the region to cover the latest trends in all topics related to Digital Banking, Payments, InsurTech, Blockchain, Artificial Intelligence, Financial Inclusion, Financial Literacy and more. Moreover, we are connecting the global Fintech community and helping decision-makers understand emerging trends to shape the future of banking.

Xavier Gomez also serves as a Mentor/Advisor in FintechLabs and HEC Incubator (StandUp) to establish digital Strategy, Business Plans and Financial Statements.

He is an expert in banking, regulation, finance and economics as well as banking and digital transformation. He is interested in the digital economy and especially in innovations in the field of finance (Fintech), an area in which he sometimes writes some articles in the specialized media. He acts as an expert to talk about Fintech and innovation. Moreover, he is a speaker at different global fintech events and a french TV show to talk about innovation in the Finance sector.

Xavier Gomez holds a certification from the Massachusetts Institute of Technology (MIT) specialization in Fintech (2016) and is a graduate of HEC Paris in Private Equity (Leadership Executive program in Private Equity in partnership with AFIC - French Association of Investors for Growth) in 2017.
 

Here are the main takeaways from Xavier Gomez's interview with Dinis Guarda:

About his background 

"I am what people normally called the typical banker. I have a strong background in different banking institutions like Credit Swiss. My expertise is in wealth management, a department I have been very close to. Since the beginning, I have always wanted to work in the finance sector. I like maths, finance and all its complexities.

The most challenging times I have experienced working in finance have happened within the last 10 years. There have been a lot of new regulatory frameworks that have affected my area of expertise, wealth management, very heavily. And it was precise during this time that digital transformation caught my attention. I have seen that many businesses and banks weren’t ready to implement digital solutions so I went to MIT and then Paris to study more about fintech, technology and private equity to help businesses deploy these solutions. I strongly believe that the future is about entrepreneurship, hence becoming an expert in private equity."

About INVYO. 

“Before I left Credit Swiss, some of my colleagues and I decided to open a blog to share insights about the future of finance and how technology was shaping everything, including the future of payments, blockchain applied to finance, AI trends, the development of fintech in Africa, Europe, Latin America, etc. It was a success and we then decided to provide some analytics and insights using the data we have collected to democratize financial services.”

About data and financial services. 

“Throughout my career, I have seen that financial data is too complex for non-specialists. I am talking about C-Level experts from other areas like marketing specialists, heads of strategy, people related to business operations, etc. So I think that financial data has to be more accessible. In our solution, we use machine learning and natural language processing to provide data that can be used by these top-level position people and through data they understand, make the best decision for their businesses, whether that decision is related to digitisation, innovation, budget-wise, allocating resources, etc.”