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Yap? Kredi was acquired by Mehmet Emin Karamehmet's Çukurova Holding in 1984, and Hüsnü Özye?in was its general manager until 1987. In 2003 Çukurova Holding reached an agreement with the Turkish bank regulator to sell the majority of its shares in Yap? Kredi within two years. In 2005 the majority of shares in Yap? Kredi were acquired by the owners of Koçbank. Koç Finansal Hizmetler , was an equal partnership between Koç Holding and Italian banking giant UniCredit. In 2006 Koçbank was merged into Yap? Kredi, leaving 80% of Yap? Kredi owned by KFS. In November 2019 Unicredit exited the joint venture KFS which controls the bank and acquired a smaller stake in the company.
